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BHIM???? How to use BHIM???

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Prime minister of India Narendra Modi today launched UPI-based digital payment app BHIM. The app is aimed at encouraging digital transactions and increase participation of people in Lucky Grahak Yojana (For retail consumers) and in Digi Dhan Vyapar Yojana (For small businesses). Users can send and receive money instantly using this app. It also enables a user to pay and receive money by scanning QR code. All payment on the app are done using secured network of Unified Payment Interface and the money gets credited into your bank account instantly 24x7, as claimed in the app's description. Here is how to use the BHIM app: First, you have to download the app from Google play store. Once installed, follow the below said procedure to activate the app: * As you open the app, it will prompt you to chose your language - Hindi/English. * Chose your language and click next. * It will ask for access to phone's SMS and phone's state to verify it with UPI. *